/* Poradna uses the website's existing colors, typography and spacing. */
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
.skip-link{position:fixed;left:1rem;top:-8rem;z-index:100;background:var(--bg);padding:.75rem 1rem;border:1px solid var(--primary)}.skip-link:focus{top:1rem}
.desktop-nav{gap:1.35rem}
.advisor-breadcrumbs{display:flex;flex-wrap:wrap;gap:.6rem;align-items:center;padding-top:2rem;font-size:.85rem;color:var(--muted)}.advisor-breadcrumbs a:hover{text-decoration:underline}.advisor-breadcrumbs span[aria-hidden]{opacity:.5}
.advisor-hero{padding:4.5rem 0 4rem;border-bottom:1px solid var(--rule)}.advisor-hero h1{max-width:23ch;font-size:clamp(2.25rem,4.5vw,3.65rem);line-height:1.12;font-weight:500;margin-top:1.5rem;letter-spacing:-.035em}.advisor-hero>.lede{max-width:49rem;margin-top:1.75rem}.advisor-jump{display:flex;flex-wrap:wrap;gap:1rem 2rem;margin-top:2rem;font-size:.95rem}.advisor-jump a{text-decoration:underline;text-underline-offset:5px;text-decoration-color:var(--rule)}
.advisor-section{padding:4rem 0;border-bottom:1px solid var(--rule)}.advisor-section h2,.advisor-cta h2,.advisor-topic h2{font-size:clamp(1.65rem,3vw,2.4rem);line-height:1.2;font-weight:500;margin-top:1.2rem;max-width:30ch}.advisor-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:2.75rem;gap:2rem}.advisor-card{padding-top:1.5rem;border-top:1px solid var(--rule);display:flex;flex-direction:column;align-items:start}.advisor-card h3{font-size:1.35rem;font-weight:500;line-height:1.3;margin-top:.9rem}.advisor-card h3 a:hover{text-decoration:underline;text-underline-offset:4px}.advisor-card>p:not(.eyebrow){color:var(--muted);font-size:.98rem;margin:1.15rem 0 1.5rem}.advisor-card>.text-link{margin-top:auto;font-size:.95rem}.advisor-cards-two{grid-template-columns:repeat(2,minmax(0,1fr))}
.advisor-faq-section{display:grid;grid-template-columns:.7fr 1.3fr;gap:5rem}.advisor-faq-section h2{margin-bottom:1.4rem}.advisor-muted{color:var(--muted);max-width:26rem}.advisor-faq-section .advisor-answer{padding:0 0 1.75rem}.advisor-faq-section .advisor-answer p{padding:0;margin:0 0 .75rem;font-size:1.01rem}.advisor-answer>a{font-size:.94rem}.advisor-sources{margin:2rem 0;color:var(--muted);font-size:.88rem;max-width:50rem}.advisor-sources summary{cursor:pointer;text-decoration:underline;text-underline-offset:4px}.advisor-sources p{margin:.8rem 0}.advisor-sources ul{list-style:disc;padding-left:1.2rem}.advisor-sources li{margin:.4rem 0}.advisor-sources a{text-decoration:underline;overflow-wrap:anywhere}
.advisor-cta{margin:4rem 0;padding:2.75rem 3rem;background:var(--surface);border:1px solid var(--rule);border-radius:var(--radius)}.advisor-cta>p:not(.eyebrow){max-width:44rem;color:var(--muted);margin-top:1.25rem}.advisor-cta .button-row{display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap;margin-top:1.75rem}
.advisor-article-hero{padding-bottom:3rem}.advisor-article-hero h1{max-width:25ch}.advisor-byline{display:flex;gap:.6rem;flex-wrap:wrap;font-size:.85rem;color:var(--muted);margin-top:1.75rem}.advisor-article-layout{display:grid;grid-template-columns:minmax(0,48rem) minmax(14rem,1fr);gap:6rem;margin-top:3rem;align-items:start}.advisor-prose{font-size:1.0625rem;line-height:1.85}.advisor-prose h2{font-size:1.55rem;font-weight:500;line-height:1.3;margin:0 0 1.1rem;max-width:35ch}.advisor-prose section+section{margin-top:2.75rem}.advisor-prose p+p{margin-top:1.15rem}.advisor-prose ul{list-style:disc;padding-left:1.3rem;margin:1rem 0 1.5rem}.advisor-prose li{padding-left:.3rem;margin:.45rem 0}.advisor-prose .advisor-short{padding:1.5rem 1.75rem;background:var(--surface);border-left:2px solid var(--primary)}.advisor-short>p:not(.eyebrow){margin-top:.65rem}.advisor-prose .advisor-note{font-size:.88rem;color:var(--muted);margin-top:2rem;padding-top:1.5rem;border-top:1px solid var(--rule)}.advisor-aside{position:sticky;top:7rem;font-size:.94rem}.advisor-aside nav{display:grid;gap:1rem;border-top:1px solid var(--rule);padding-top:1.5rem}.advisor-aside nav a{color:var(--muted);line-height:1.5}.advisor-aside nav a:hover{color:var(--fg);text-decoration:underline}.advisor-aside-contact{border-top:1px solid var(--rule);margin-top:2rem;padding-top:1.5rem}.advisor-aside-contact p{margin-bottom:1rem}.advisor-back{display:inline-block;margin-top:2.5rem}
.advisor-topic{display:flex;align-items:center;justify-content:space-between;gap:3rem}.advisor-topic p:not(.eyebrow){max-width:40rem;color:var(--muted);margin-top:1rem}.advisor-topic .button{flex-shrink:0}
.advisor-home-panel{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start}.advisor-home-panel .lede{margin-top:1.5rem}.advisor-home-links{border-top:1px solid var(--rule)}.advisor-home-links a{display:flex;justify-content:space-between;gap:1rem;padding:1.35rem 0;border-bottom:1px solid var(--rule)}.advisor-home-links a:hover{color:var(--primary)}.advisor-home-links span{flex-shrink:0}
@media(max-width:1100px){.desktop-nav{gap:.85rem}.advisor-article-layout{gap:3rem}.advisor-faq-section{gap:3rem}}
@media(max-width:1023px){.advisor-faq-section{grid-template-columns:1fr}.advisor-faq-section>.faq-list{margin-top:0}.advisor-article-layout{grid-template-columns:1fr}.advisor-prose{max-width:48rem}.advisor-aside{display:none}.advisor-cards{gap:1.5rem}.advisor-home-panel{grid-template-columns:1fr;gap:3rem}.advisor-topic{align-items:start;flex-direction:column;gap:2rem}}
@media(max-width:767px){.advisor-breadcrumbs{font-size:.78rem;padding-top:1.3rem}.advisor-hero{padding:3rem 0}.advisor-hero h1{font-size:clamp(2rem,8.5vw,2.8rem);max-width:23ch}.advisor-cards,.advisor-cards-two{grid-template-columns:1fr;gap:2rem}.advisor-card h3{max-width:30ch}.advisor-section{padding:3rem 0}.advisor-cta{padding:1.75rem 1.5rem;margin:3rem 0}.advisor-cta .button-row{align-items:start}.advisor-cta .text-link{width:auto}.advisor-article-layout{margin-top:2rem}.advisor-prose{font-size:1rem}.advisor-prose h2{font-size:1.4rem}.advisor-prose .advisor-short{padding:1.25rem}.advisor-byline{line-height:1.6;font-size:.8rem}.advisor-byline span:last-of-type{display:none}.advisor-home-panel{gap:2rem}}